Open access peer-reviewed Edited Volume

Credit Risk

Michael Murg

Universities of Applied Sciences Joanneum


Credit Risk Elements Credit Risk Determinants Credit Risk Measurement New Measurement Frameworks Quantifying Risk Drivers Credit Risk Management Best Practices Alternative Approaches Industry 4.0 Internet of Things Artificial Intelligence

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About the book

Credit risk remains the most important and frequent risk in commercial bank activities. In order to survive in the long-term credit risk management, banks are trying to maintain credit risk exposure within proper and acceptable parameters. However, the lessons learned from the 2008 financial crisis indicated the need for re-evaluation of the credit risk management systems and models that are used by commercial banks.

The aim of this book is to cover various aspects of credit risk. First, it intends to present different elements of credit risk, including determinants of credit risk, the causes of credit risk, its advantages and disadvantages, as well as international perspective in terms of credit risk. Furthermore, the book aims to provide today's most up-to-date techniques and models for identification, measurement, monitoring, and controlling credit risk exposure. It will include the analysis of new sophisticated methods for credit risk measurement, information about the newest modeling tools for managing credit risk, assessment of alternative approaches to credit risk modeling, etc. Industry 4.0 technologies can be an important and valuable source of information also for risk management and risk prevention. Therefore chapters related to the information on how Industry 4.0 can help by the credit risk management process are also expected. A special place in the book will be dedicated to the case studies adapted from real-life examples. This book will be useful for bankers and other financial decision-makers as well as for a wide spectrum of academics and practitioners in credit risk.

Publishing process

Book initiated and editor appointed

Date completed: November 7th 2019

Applications to edit the book are assessed and a suitable editor is selected, at which point the process begins.

Chapter proposals submitted and reviewed

Deadline for chapter proposals: November 28th 2019

Potential authors submit chapter proposals ready for review by the academic editor and our publishing review team.

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Approved chapters written in full and submitted

Deadline for full chapters: January 27th 2020

Once approved by the academic editor and publishing review team, chapters are written and submitted according to pre-agreed parameters

Full chapters peer reviewed

Review results due: April 16th 2020

Full chapter manuscripts are screened for plagiarism and undergo a Main Editor Peer Review. Results are sent to authors within 30 days of submission, with suggestions for rounds of revisions.

Book compiled, published and promoted

Expected publication date: June 15th 2020

All chapters are copy-checked and typesetted before being published. IntechOpen regularly submits its books to major databases for evaluation and coverage, including the Clarivate Analytics Book Citation Index in the Web of ScienceTM Core Collection. Other discipline-specific databases are also targeted, such as Web of Science's BIOSIS Previews.

About the editor

Michael Murg

Universities of Applied Sciences Joanneum

Dr. Michael Murg is Chair of the Institute of Banking and Insurance Industry and the Head of the Degree Programmes Banking and Insurance Industries (Bachelor) and Banking and Insurance Management. Dr. Murg graduated at the University of Applied Sciences Joanneum, Graz in Banking and Insurance Industries, holds a M.Sc. with specialization in Finance from the University of Graz, a MBA from the Josef Schumpeter Institute and a PhD with honors in Finance from University of Graz. Michael has more than 10 years’ experience as a financial advisor for private wealth management and corporate finance and spent several years in the financial industry. His scientific career began at the Department of Finance, University of Graz, where Michael was a Quantitative Research Scientist and Lecturer for Finance. He is licensed exchange trader for spot and derivative markets (XETRA) and was the Head of Portfolio and Risk Management in a FinTech company before returning to FH JOANNEUM. His research focus is in Portfolio Management, Financial Markets, Derivatives, Risk Management, Credit Risk, Forensic Finance, and Investment Strategies. His research has been published in international journals as well as in co-authored books.

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