Dr. Michael Murg is Chair of the Institute of Banking and Insurance Industry and the Head of the Degree Programmes Banking and Insurance Industries (Bachelor) and Banking and Insurance Management. Dr. Murg graduated at the University of Applied Sciences Joanneum, Graz in Banking and Insurance Industries, holds a M.Sc. with specialization in Finance from the University of Graz, a MBA from the Josef Schumpeter Institute and a PhD with honors in Finance from University of Graz. Michael has more than 10 years’ experience as a financial advisor for private wealth management and corporate finance and spent several years in the financial industry. His scientific career began at the Department of Finance, University of Graz, where Michael was a Quantitative Research Scientist and Lecturer for Finance. He is licensed exchange trader for spot and derivative markets (XETRA) and was the Head of Portfolio and Risk Management in a FinTech company before returning to FH JOANNEUM. His research focus is in Portfolio Management, Financial Markets, Derivatives, Risk Management, Credit Risk, Forensic Finance, and Investment Strategies. His research has been published in international journals as well as in co-authored books.