@incollection{Kulikova20,
author = {Elena Ivanovna Kulikova},
title = {Alternatives to Serve the Interests of Russian Pensioners},
booktitle = {Who Wants to Retire and Who Can Afford to Retire?},
publisher = {IntechOpen},
address = {Rijeka},
year = {2020},
editor = {Ingrid Muenstermann},
chapter = {4},
doi = {10.5772/intechopen.92163},
url = {https://doi.org/10.5772/intechopen.92163}
}