@incollection{Liébana-Cabanillas17, author = {Francisco Liébana-Cabanillas and Francisco Muñoz Leiva and Juan Sánchez Fernández}, title = {Examining Merchants’ Refusal to Adopt Mobile Payment Systems in Spain}, booktitle = {Smartphones from an Applied Research Perspective}, publisher = {IntechOpen}, address = {Rijeka}, year = {2017}, editor = {Nawaz Mohamudally}, chapter = {6}, doi = {10.5772/intechopen.70284}, url = {https://doi.org/10.5772/intechopen.70284} }