@incollection{Barcena12, author = {Amparo Marin de la Barcena}, title = {Strengthening Risk Management in the Midst of Downturn Times}, booktitle = {Risk Management}, publisher = {IntechOpen}, address = {Rijeka}, year = {2012}, editor = {Nerija Banaitiene}, chapter = {14}, doi = {10.5772/51008}, url = {https://doi.org/10.5772/51008} }