@incollection{Musara12,
author = {Mazanai Musara},
title = {Services Oriented Technologies: A Focus on the Financial Services Sector in South Africa},
booktitle = {Management of Technological Innovation in Developing and Developed Countries},
publisher = {IntechOpen},
address = {Rijeka},
year = {2012},
editor = {Hongyi Sun},
chapter = {2},
doi = {10.5772/36362},
url = {https://doi.org/10.5772/36362}
}