@incollection{Ukpere12,
author = {Charles K. Ayo and Wilfred Isioma Ukpere},
title = {Further Development of a Secured Unified E-Payment System in Nigeria: A Critical Viewpoint},
booktitle = {E-Business},
publisher = {IntechOpen},
address = {Rijeka},
year = {2012},
editor = {Princely Ifinedo},
chapter = {3},
doi = {10.5772/35687},
url = {https://doi.org/10.5772/35687}
}